#ServeisPerEmprendre

Services for entrepreneurs

provided by public and private institutions from Catalonia

Loans arrangements for entrepreneurs, self-employed workers, SMEs & traders

ICF (Institut Català de Finances)
Funding | Loans and guarantees
#ServeisPerEmprendre

Loans or leasings intended for entrepreneurs, self-employed workers, SMEs and traders to finance their projects of investments or working capital.

The ICF provides the funds. Banco Sabadell and CaixaBank market the loans (and evaluate the project’s financial feasibility). The ICF coordinates the offer of financing with the financial institutions, the Ministry of Business and Knowledge, and the beneficiaries.

To facilitate the provision of financing, for the operations approved 70% of the credit risk for the operation is assumed by the Ministry of Business and Knowledge. The Ministry assesses the provision of this aid as a guarantee. This assistance complements the guarantees provided by the company.

Addressed to: Self-employed workers, micro-enterprises and SMEs in the trading sector.

This service may be of use to you if ...
you are in the phase of:
Ideation , Creation , Growth and consolidation
Your business is:
Shop or store
Professional services
Ancillary industry and logistics
You are in the sector:
Food and beverages , Audio-visual , Distribution and trade , Electrical and electronic equipment , Pharmaceutical and biotechnology , Wood and furniture , Logistics , Machinery and metalworking , Environment and energy , Paper, publishing and printing , Chemical , R&D , Food and restaurants, tourism and leisure , Health , Services for enterprises , Textiles, clothing and fashion , ICT
Regional service, access
Servei Online

Collaborator institutions

  • Banco de Sabadell, SA

  • CaixaBank, SA (La Caixa)

Network Member

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