Services for entrepreneurs

provided by public and private institutions from Catalonia

Line of financing for self-employed workers and traders

Consorci de Comerç, Artesania i Moda de Catalunya
Funding | Loans and guarantees

These are grants in the shape of guarantees for the financing of the projects of entrepreneurs, self-employed workers and micro-, small and medium-sized companies in order to enhance the competitiveness of Catalan companies and revive the Catalan economy. The loans can finance both costs of investment and working capital and are available for a minimum of €10,000 and a maximum of €100,000. The following terms are applicable to operations: 12-month Euribor plus a differential of up to 5.75 points. Maturity of 5 years, including 2-year period of grace. The Catalan Institute of Finance will guarantee of 70% of the outstanding capital. Opening fee of 0.5% of the loan amount.

Addressed to: Any incorporated company or self-employed worker, micro-enterprise, SMEs (that work in trade) that is based or operates in Catalonia.

This service may be of use to you if ...
you are in the phase of:
Your business is:
Shop or store
Professional services
Ancillary industry and logistics
You are in the sector:
Distribution and trade , Food and restaurants, tourism and leisure , Textiles, clothing and fashion
Regional service, access
Carrer Provença, 339
08037 Barcelona

Collaborator institutions

  • Institut Català de Finances (ICF)

  • Direcció General d'Economia Social i Cooperatives i Treball Autònom (DGESCTA)

Other services of the institution
Group dynamics – "Business at 15.15" initiative
Consorci de Comerç, Artesania i Moda de Catalunya

Exchange network and networking


Regional service

Funding for the transfer of trading, service, crafts and fashion companies
Consorci de Comerç, Artesania i Moda de Catalunya

Grants and subsidies


Regional service