Arboribus enables small investors to lend money to previously analysed solvent companies to finance needs of cash, investment or expansion with loans of up to a maximum of 5 years. After registering on the platform, the team evaluates the feasibility of the company and performs an initial filtering process; it is agrees to include it, it does a more thorough analysis, which it publishes. Individuals meanwhile choose the company, the amount and the interest rate at which they wish to lend; and if the company accepts the loan at a transparent auction featuring the best offers, the loan must be repaid in monthly instalments. The process takes place entirely online through the company website. It has no impact on credit risk, no study charges, no advanced repayments or administration or notary’s fees. - Amount: €10,000 to €200,000 - Phase: expansion - Instrument: loan - Guarantees: no guarantees or personal guarantees to suit the case
Addressed to: Joint stock or limited companies that have invoiced for at least 3 years, have yielded profits and have suitable capitalisation.